Background On Mike

Send your questions about real estate and mortgages to mike@mynewmortgage.com or call me any time at 877-420-8667. Click here for my resume. Click here to apply online for a new mortgage.

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You deserve a fantastic rate, no close costs, and consistent communication. That’s my mission and my goal and my promise.

I run an almost-no-overhead business and push no-close-cost mortgages. You should expect a free loan for any mortgage over $400k.

With me you get not just a great mortgage, but real insight about your financial future. I have personally owned over 250 properties. I can show you the right way forward on any housing question based on experience. You can see the benefit of that experience in posts on real estate prices which have been carried on sites you know including Huffington Post, Business Insider, and Bloomberg.

I am not the fastest turn-around lender. I am more tortoise than hare. If you can spare an extra week or two to get the mortgage done right, I guarantee that on smarts, experience, and honesty, you will not find a better guide. Give me the mortgage business, and I will organize your financial life, or at the least get you a cheap mortgage.

When we look at everything, and if I tell you I can get done what you want done, I will.

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HousingStory.net (first known as NewObservations.net), my blog, examines the intersection of real estate prices and mortgages and occassionally more general analysis of the American economy. Check out our chart collections on real estate prices – the The New Observations Forecast of Property Values and 10 Key Charts To See Before You Buy or Sell A Home. You will see in these charts and my commentary that I don’t spin reality to bring in mortgage sales. My angle is that I call it as I see it. You know the good and the bad with me. That’s true in my writing and my mortgage work.

I have 18 years in real estate as lender, owner, and mortgage originator. I have purchased and sold more than 275 properties for my own account, made hundreds of real estate loans for my own portfolio, and originated hundreds more mortgages as a broker. You will not find an advisor with better experience to help inform your home and mortgage decisions.

As CEO of The New Mortgage Company, I originate traditional residential mortgages, for refinance or purchase, from my office in Chicago’s Loop financial district. Mortgages are available in all 50 states. If you read what the sign says on the door, that is what you will get. Smart work. Honest service. Thrifty pricing. I love doing jumbo mortgages at killer rates.

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I regularly contribute to leading mortgage industry web sites Implode.com and Patrick.net from my blog HousingStory.net. My work has been quoted on Bloomberg and carried on Huffington Post and Business Insider. I write for the investment community at  Seeking Alpha.

In my spare time I write economic policies to try and save the world. Check out Plan Orange — a plan to end the financial crisis. Click here for a full background check. Click here to apply online. Don’t be afraid to email or call with your questions about houses or mortgages ( 312-919-8800  mike@mynewmortgage.com ). I want to help and I promise to do a good job.

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Michael David White is a mortgage originator in Chicago.